Power Your VTU Business with Nigeria's Most Reliable API
Sell airtime, data, cable TV, electricity, and exam pins effortlessly. Get real‑time transactions and competitive rates.
99.9%
Uptime SLA
₦0
Setup Fee
24/7
Support
Everything You Need to Scale
One integration. All major services.
Why Leading Businesses Choose SME API
Built for speed, security, and scale
Developer Friendly
RESTful API with comprehensive documentation and ready‑to‑use SDKs.
Bank‑Grade Security
PCI DSS compliant, end‑to‑end encryption, and real‑time fraud monitoring.
Lightning Fast
Transactions complete in under 3 seconds with instant wallet funding.
24/7 Priority Support
Dedicated account managers and WhatsApp support within minutes.
Start Selling in Minutes
Simple integration, powerful results
Sign Up
Create your free account in under 2 minutes.
Fund Wallet
Add funds via bank transfer, card, or USSD.
Integrate API
Use our REST API or plug‑and‑play SDKs.
Start Earning
Sell services and watch your revenue grow.
Transparent Pricing, No Hidden Fees
Choose the plan that fits your business
Business
- Full API access
- 1.5% transaction fee
- Priority support
- Dedicated account manager
Trusted by Thousands of Merchants
See what our customers are saying
"SME API has completely transformed our vending business. The API is rock‑solid and the rates are unbeatable."
"We process over 10,000 transactions daily through SME API. Downtime is zero, and support is always available."
"The easiest VTU API I've ever integrated. Documentation is clear, and the sandbox environment made testing a breeze."
Ready to grow your VTU business?
Join over 15,000 merchants who trust SME API for their daily transactions.